At first thought, nothing is scarier than losing your job when you have a family.  What can seem even more  daunting is affording health insurance when you lose your job or your income is reduced.  Not having health insurance for yourself is one thing, but not having insurance for your child is a whole other level of worry.

UnitedHealthcare StudentResources provides low cost health care to students.  This division of UnitedHealthcare has earned parents confidence by providing the great quality student health insurance for the past 40 years.  This HIPPA complaint health plan covers the child for injury and sickness 24/7/365.  The health plan is available through many participating school districts and participating private schools and nationally available through schools that belong to the Association of Christian Schools International.  Over 2000 school districts and public school systems participate in this program across the country.  The Health Plan is available to K12 students from ages 5 – 18 (ages 4-18 in Texas).

While insurance costs keep rising, the health plan from UnitedHealthcare StudentResources actually increased benefits while keeping the premium cost the same as 2008.  The cost is amazingly affordable at $588 per policy year or $98 every two months. Parents can enroll their student at any point in the school year.  At that price, you could use the K12 Health Plan to reimburse you for your children’s eligible medical expenses while they are working toward meeting their employer plan’s deductible.

Full details are available at www.K12StudentInsurance.com.  To learn more and enroll:

Click on Plans & Pricing tab and enter school district name (or just a few letters) to find and select the child’s school. Click View Plan Materials to see the plan brochure, and review the Student Health Plan Coverage page regarding Student Injury and Sickness Benefits. When ready to enroll, click the Enroll Now button on the Plans & Pricing tab (or from the Home page). Complete some information about the child, select the Injury and Sickness plan, create an account, and make a payment by credit card or e-check.

I was compensated for this posting through MomSelect.